PayLnk — fintech, live in production.
Payment links that work inside the apps where small sellers already make sales — Instagram DMs, WhatsApp and bios — with money settling directly to the seller's own UPI ID.
What was broken
Small sellers were collecting payments by sharing a screenshot of a UPI ID and waiting for a screenshot back. Buyers dropped off at the hand-off, sellers lost track of who had paid, and Instagram traffic had no clean way to convert into money.
Results
- Works inside Instagram and WhatsApp browsers
- Settles directly to the seller's UPI ID
- QR fallback protects failed app hand-offs
- Paid / pending / expired dashboard for sellers
Decisions that made the difference.
Links that survive in-app browsers
We engineered a payment link that holds up inside Instagram's and WhatsApp's in-app browsers, so a seller pastes one URL into a bio or a DM and gets paid.
QR fallback on every failure
If a native UPI app hand-off fails — wrong app, no app, dead intent — a scannable QR renders instantly so the sale is never lost to a technical dead end.
Direct settlement, no wallet
Money moves straight to the seller's own UPI ID with no intermediate wallet, which keeps fees low and removes the trust question entirely.
Payment state at a glance
Sellers see paid, pending and expired links in one screen instead of scrolling through chat history to reconcile.
Have something similar
to figure out?
A free technical audit of your system or your product idea — architecture, risks and what we would build first. No obligation, no hard sell.
or call directly: +91-7985933261